John Copeland

JOHN COPELAND is Chief Financial Officer of First M&F Corporation. As
CFO, he is responsible for the Finance Division, which includes
controller functions, external and regulatory reporting, financial
information systems, taxation, and strategic financial and profit
planning. With more than 25 years of experience in the banking industry,
he has held key management positions at the former First United
Bancshares in El Dorado, Arkansas and Union Planters Corporation in
Memphis. Most recently, he was a managing director of a small investment
banking firm that specializes in mergers and acquisitions for financial
institutions.