J. D. Carreker

J.D. (DENNY) CARREKER is Founder, Chairman and Chief Executive Officer
of Carreker Corporation. He founded the company in 1978 as J.D. Carreker
and Associates. It is now a $129 million company with 600 employees on
six continents. A leading speaker on banking matters, Mr. Carreker will
address the national conference of the Association for Financial
Professionals in November. He recently addressed the Electronic Funds
Management Association conference on the impact of payment system
legislation, and he led a panel of experts on banking’s e-commerce
opportunities at Bank Administration Institute’s B2B E-Commerce
Conference. He has published a number of papers, including ‘The Domino
Effect of Check 21,’ and ‘The Image Cascade.’ His article ‘Reaching
Close: Protecting Banking’s Core Payments Business’ appeared in European
Financial Management magazine. Mr. Carreker was named Entrepreneur of
the Year in the 2001 Ernst & Young competition in the e-commerce
category. The leading banking journal, American Banker, named him to its
list of the ‘Top 25 Technology Consultants.’ He has served as an expert
witness to the US Congress on banking and payment system matters.
Working with the largest US banks, he founded influential industry
organizations, including ECCHO (Electronic Check Clearinghouse
Organization), The Payment Solutions Network (now SVPCo), and Cash
Services Australia. These shared services entities have improved the
payments system while providing considerable financial value and vital
thought leadership to their members through Carreker. Mr. Carreker is
active in community and philanthropic affairs. He received his BS and MS
degrees in Industrial Engineering/Management from Oklahoma State
University in 1965 and 1966. He joined the Federal Reserve Bank of
Atlanta and was placed in charge of data processing for the sixth
Federal Reserve District. He served as an officer in the United States
Army for two years, and then joined the Dallas consulting firm of
Lifson, Wilson, Ferguson, and Winnick where he initiated the company’s
bank consulting practice.