Financial Services >> CEO Interviews >> January 21, 2002

Anthony Eramo – Three Rivers Bancorp Inc (trbc)

ANTHONY M. V. ERAMO is Senior Vice President and Chief Financial Officer of Three Rivers Bancorp, Inc. He is responsible for all financial analysis, asset/liability management, investment portfolio management and accounting for the bank. Prior to the creation of Three Rivers Bancorp as the result of a spinoff from USBANCORP, he was Vice President and Manager of Specialized Accounting for the former USBANCORP, Inc. (now Americserve Financial). He was responsible for the implementation and management of profitability measurement systems, special one-time projects, and ad-hoc financial analysis. Prior to joining USBANCORP, Inc. in 1992, Mr. Eramo was Vice President and Chief Financial Officer of Sentry Savings and Loan in Stamford, Connecticut. Mr. Eramo received a Masters of Business Administration in Finance from the University of Bridgeport, and a Bachelors of Science in Finance with a minor in Economics from the Pennsylvania State University. Mr. Eramo has given numerous presentations to a wide variety of audiences on funds transfer pricing, product pricing, capital issues in banking, and customer profitability. Profile
TWST: Could we begin with a history and overview of Three Rivers Bancorp

along with a description of the management and your own experience with

the company?

Mr. Eramo: Three Rivers Bancorp is