Theodore P. Kovaleff

THEODORE P. KOVALEFF has been a Senior Bank and Thrift Analyst at Sky
Capital, LLC since 2002. Prior to this his was an analyst dealing with
small banks/S&L’s/National Securities at Dirks & Co. He has also been a
private money manager since 1968. From 1965 to 1992 Mr. Kovaleff held a
number of university positions including Lecturer at Barnard’s College,
Assistant Professor at New York University and Saint John’s University
and Assistant Dean, School of Law at Columbia University. He is the
author of numerous publications including The Antitrust Impulse (M.E.
Sharp & Co., 1994), Business and Government During the Eisenhower
Administration (Ohio University Press, 1980), Poland and the Coming of
World War II, (Ohio State University Press, 1977, co-author), and has
contributed to numerous other publications. His work has appeared in
publications such as The Wall Street Journal, The American Journal of
Legal History, the Antitrust Bulletin and The Bond Buyer. Mr. Kovaleff
has been actively serving his community since 1975 on a number of boards
and committees. He earned his PhD in History-Legal and Economic in 1972
and has an AB and MA from Columbia University. He is currently working
on The Department of Justice’s View of Antitrust, an evaluation of
Reagan antitrust policies. Mr. Kovaleff resides in New York City. He is
married with two children.

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November 22, 2004