Amy K. Minella

AMY K. MINELLA is the managing partner of Cardinal Capital Managment,
LLC, which was formed in 1995. She is responsible for investment
research and portfolio management and has 23 years of investment
experience. Prior to founding Cardinal, she was a managing director of
Deltec Asset Management, where she created both the high yield
management group in 1986 and the value equity group in 1992. Before
joining Deltec in 1983, Ms. Minella was in the corporate finance
department at Merrill Lynch and in the credit department at Chase
Manhattan Bank. She holds a BA from Mount Holyoke College and an MBA
from the Stanford Graduate School of Business.