Kartik Mehta joined Northcoast Research in May 2009 as Executive Managing
Director, Principal and Director of Research covering the Business Services
sector. Prior to joining Northcoast Research, Mr. Mehta was a Managing Director
and Senior Research Analyst with FTN Midwest since 1998. He also has 10 years'
experience as a bank and thrift examiner, which involved evaluating the
financial performance and position of many financial institutions. Mr. Mehta has
developed an extensive network of industry contacts, which he utilizes to help
formulate his research. He holds an MBA from Kent State University and a B.S. in
Finance from the University of Akron. Profile
TWST: Let's please start with an overview of Northcoast Research.
Mr. Mehta: Northcoast Research is a sell-side equity firm. I'm an analyst, I