Financial Services >> Analyst Interviews >> August 24, 2009

Credit Card Companies & Payday Lenders – Richard B. Shane Jr. – Jefferies & Company, Inc.

RICHARD B. SHANE JR. is a Senior Research Analyst at Jefferies & Company, Inc., covering the specialty finance industry. He has 12 years of experience in the financial services sector as a stock analyst, investment banker and attorney. As a Research Analyst, he focuses on non-depository lenders. Combining domain expertise in financial services and technology, he was one of the first analysts to study the impact of technology on traditional finance companies. Prior to joining Jefferies & Company, he was a Senior Research Analyst at Robertson Stephens. He has a BA from Johns Hopkins, a JD from Boston College Law School, and an MBA from the University of Chicago. He is often cited in the press, including The Wall Street Journal, BusinessWeek, and American Banker. In 2004, he was recognized in The Wall Street Journal's annual "Best on the Street" edition as the number one ranked analyst for diversified financial services and was one of 10 analysts to receive a WSJ "Top Gun" award. In 2005, he was recognized by the WSJ as one of the top analysts in the categories of consumer finance and real estate. He has also received awards from Starmine/ for stock picking and estimate accuracy. Profile
TWST: Rick, consumer lending covers a lot of ground. Where are you focusing your

attention at this point?

Mr. Shane: We cover a number of different sectors within consumer finance, but I