Sandy Lincoln

SANDY LINCOLN is Managing Director of Lake Forest Capital Management. He
joined the firm in 1997 and most recently served as the Chief Operating
Officer. Prior to that, Mr. Lincoln was the Chief Investment Officer for
Kemper Corporation’s $70 billion mutual fund and institutional asset
management business. Before to joining Kemper, he was President of Wm.
M. Mercer’s investment consulting practice. Mr. Lincoln has been a
frequent speaker at national and international investment seminars and
has served with the Chicagoland Chamber of Commerce, the Catalyst
Institute and the International Foundation of Employee Benefit Plans. He
earned a BA from Valparaiso University and an MBA in Finance from Loyola
University, Chicago.

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Sandy Lincoln - Lake Forest Capital Management
October 22, 2001