R. Keith Cullinan

R. KEITH CULLINAN is President and Chief Investment Officer of Cullinan
Associates, Inc. Prior to founding Cullinan Associates, Inc., he was
Executive Vice President and head of the trust department at S.Y.
Bancorp. Mr. Cullinan also served as the first President and CEO of New
Covenant Trust Company, NA, the trust company established by the
Presbyterian Church (USA) Foundation. He is also President of Will
Manuel Service, a legal publishing firm that produces annotated form
books for attorneys nationwide. Mr. Cullinan holds a BA with honors from
Yale University and a JD with honors from the University of Louisville
School of Law.