Norman D. Fine

NORMAN D. FINE is a Portfolio Manager and Member of the Investment
Committee of Steinberg Global. Mr. Fine is a member of the Financial
Analysts Society of South Florida and a Fellow of the Financial Analysts
Federation. In 1988, he founded Fine Capital Management Group, Inc., a
registered investment adviser and affiliate of Steinberg Global Asset
Management, Ltd. Prior to Fine Capital, he held senior management
positions with banks in the trust and money management divisions and was
a specialist on the Boston Stock Exchange. Mr. Fine is a graduate of
Boston University and Boston University School of Law.