Margaret Whitfield

Margaret Whitfield, who follows companies in the specialty retail sector for
Sterne, Agee & Leach, Inc., has over 20 years of experience covering consumer
stocks. Prior to joining Sterne, Agee & Leach, Ms. Whitfield worked at Ryan Beck
covering specialty retail, and prior to that she was at Brean Murray and Tucker
Anthony. Earlier she was a Director of Research at FBW Investment Management and
a Portfolio Manager at GEICO. Ms. Whitfield was named to The Wall Street Journal
All-Star team in 2003 and 2005 in specialty retail. In addition, Ms. Whitfield
was named “top retail analyst” in the 2005 Forbes/StarMine poll.