JOSEPH YURMAN is an Associate Director in equity research at Bear,
Stearns & Co., covering the discretionary consumer products sector
within the Consumer group. Prior to joining Bear Stearns in 1999, he was
a high yield debt analyst with Merrill Lynch. He has also previously
worked as a corporate bond trader during his time at Merrill. He holds
an MBA with a concentration in Finance from Duke University’s Fuqua
School of Business.