Joanne A. Smith

Joanne A. Smith, CFA, based in New York City, is a Director and Senior Equity Analyst covering the North American insurance sector at Scotia Capital, a member of the Scotiabank Group. Her experience spans more than 15 years covering the insurance sector on the sell-side and buy-side. Ms. Smith joined Scotia Capital in 2010 from Deutsche Asset Management. Previously, she was a Senior Equity Analyst at UBS Investment Bank and Fox-Pitt Kelton. Ms. Smith holds a B.A. in finance, magna cum laude, from Pace University.