JASON STEWART is a Vice President and Analyst in the specialty finance
equity research group of Friedman, Billings, Ramsey Group, Inc.,
focusing on the fundamental analysis of consumer and commercial finance
companies. Prior to joining FBR, Mr. Stewart worked in the finance
department at Capital One Financial as a fixed-income Portfolio Manager.
Mr. Stewart received his BS in Business Administration with a
concentration in Finance from the University of Richmond, and has
received the CFA designation. Additionally, he is a member of the CFA
Institute and the Washington Society of Security Analysts.