Financial Services >> Analyst Interviews >> August 24, 2009

The Impact Of Credit Card Regulation – Michael Taiano – Sandler O’neill + Partners, Lp

Michael Taiano is an Associate Director in the Research Department of Sandler O'Neill + Partners, LP. He joined Sandler O'Neill in 2007 from UBS, where he served as an analyst focusing on specialty finance companies. Mr. Taiano began his career at KPMG as an auditor in its financial services practice. He holds a BBA degree in Accounting from Pace University and an MBA from the University of Florida. Mr. Taiano is a Certified Public Accountant in the State of New York and is a member of the New York Society of Security Analysts. Profile
TWST: Michael, as you look at the space, is the hot issue new regulations at

this point?

Mr. Taiano: I think certainly in the credit card space, regulation has been an

area of increasing