Michael Taiano

Michael Taiano is an Associate Director in the Research Department of Sandler
O’Neill + Partners, LP. He joined Sandler O’Neill in 2007 from UBS, where he
served as an analyst focusing on specialty finance companies. Mr. Taiano began
his career at KPMG as an auditor in its financial services practice. He holds a
BBA degree in Accounting from Pace University and an MBA from the University of
Florida. Mr. Taiano is a Certified Public Accountant in the State of New York
and is a member of the New York Society of Security Analysts.