Financial Services >> Sector Roundtables >> January 5, 2009


Binner, Randy
Randy Binner is a Managing Director covering the life and property/casualty insurance sectors at FBR Capital Markets & Co. Mr. Binner joined the company’s insurance team in 2004 as a Research Associate before his promotion to Analyst in 2007 and to Senior Analyst in 2010. In these roles, he has covered life, property/casualty and insurance brokerage companies. He also has two years of industry experience at Travelers, where he managed environmental and asbestos liability claims. Mr. Binner received his MBA in finance from George Washington University and his B.A. in history from Colorado College. Profile
TWST: John, as you look back at 2008, what has been the driving force in the

life insurance business? Has it really been the financial crisis?

Mr. Nadel: Yes, I think that's exactly right.