Financial Services >> Analyst Interviews >> May 19, 2003

Outlook For Community & Regional Banks: Scott Valentin – Friedman, Billings, Ramsey Group Inc

SCOTT VALENTIN is a Senior Analyst in the Thrift Research Group at Friedman, Billings, Ramsey Group, Inc., assisting in the coverage of new and existing companies within the thrift and community bank sector. Mr. Valentin joined FBR & Co. in January 1998. Prior to joining FBR & Co., Mr. Valentin was employed as an Examiner with the Office of Thrift Supervision. Mr. Valentin received his BS in Finance from the University of Maryland. Profile
TWST: Would you begin with a quick overview of your coverage?

Mr. Valentin: My coverage universe consists of roughly 25

companies that range in market cap between $150 million and $7