Wayne Johnson

WAYNE JOHNSON III, a Senior Vice President, Electronic and Transaction
Payment, joined SunTrust Robinson-Humphrey in November 1999 and is the
only Wall Street Analyst committed entirely to the Internet payments
space. Prior to joining SunTrust Robinson Humphrey, Mr. Johnson worked
on the buy- and sell-side at Volpe Brown Whelan, Robertson Stephens &
Scudder, Stevens and Clark as a Business Services and E-commerce
Analyst. He received a BA from the University of Colorado.