Thomas R. Watjen

THOMAS R. WATJEN became President and Chief Executive Officer of
UnumProvident Corporation on March 31, 2003. As President and CEO, Mr.
Watjen, in conjunction with the Board of Directors, sets the overall
strategic direction and objectives of the company, and develops an
operating strategy to fulfill those objectives. In addition, he
establishes short-term and long-term business and financial plans,
strategies and policies to meet the objectives of shareholders,
employees, customers, brokers and other stakeholders. Mr. Watjen joined
Provident in July 1994 as Executive Vice President and CFO. In March
1997, he was named Vice Chairman and Director of Provident Companies,
Inc., In June 1999, Mr. Watjen was named Executive Vice President,
Finance and Risk Management of UnumProvident Corporation, the entity
that resulted from the merger of Provident Companies, Inc. and UNUM
Corporation. In May 2002, he was named Vice Chairman and COO and elected
to the Board of Directors. Prior to joining Provident, he was a Managing
Director at the investment banking firm of Morgan Stanley and Company.
He also worked as a Partner with Conning & Company and in the corporate
finance areas of Aetna Life and Casualty. Mr. Watjen received his BS in
Economics from Virginia Military Institute in 1976 and his MBA from
Darden School at the University of Virginia in 1981.