John M. Bond

JOHN M. BOND JR. has been a Director, President and Chief Executive
Officer of Columbia Bancorp since inception. He was one of two
individuals who started Columbia Bancorp in 1987. He previously held
Senior Vice President positions with Chase Bank of Maryland, a regional
affiliate of Chase Manhattan Bank, NA, and The First National Bank of
Maryland (Allfirst). Prior to returning to Maryland in 1978, Mr. Bond
was a Vice President with Citibank, NA, in New York and a Consultant
with McKinsey & Company. He is a magna cum laude graduate of Harvard
College and earned MBA and JD degrees from Columbia University. Mr. Bond
currently serves as a Trustee of Goucher College and is the immediate
past Chairman of the Maryland Bankers’ Association. In 1997, Mr. Bond
received the Entrepreneur of the Year Award for Financial Services in
Maryland sponsored by Ernst & Young, LLP, the Kauffman Foundation, USA
Today and NASDAQ.