Craig G. Blunden

CRAIG G. BLUNDEN is Chairman, President and Chief Executive
Officer of both Provident Financial Holdings, Inc., and
Provident Savings Bank. He is responsible for the overall
performance and direction of the bank, and makes recommendations
to the Board of Directors; provides long-range direction by
recommending goals and objectives for the bank; directs and
monitors the daily activities of the bank; insures all financial
and operating reports are accurate and timely; directs branch and
loan origination/production expansion plans. Mr. Blunden is an
active member of the Loan Committee, CRA Compliance Committee and
the Senior Management Committee. He is Chairman of Provident
Financial Corp. and President of First Service Corp., both of
which are service corporations of Provident Savings Bank. From
1972 to 1974 he was with First Federal Savings & Loan of Phoenix,
Arizona, in the management training program and from 1971 to 1972
he was an Appraiser for Provident Federal Savings & Loan
Association, approved as an Appraiser for single-family
residences. Mr. Blunden has a BS degree in Finance from San Diego
State University and an MA degree in Business from the University
of California, Riverside. He attended Institute Graduate School,
Indiana University.