General Investing >> Money Manager Interviews >> June 7, 2004

WILLIAM DWYER – M&T INVESTMENT GROUP

WILLIAM F. DWYER was appointed Senior Vice President and Chief Investment Officer of M&T Investment Group in January 2000. In this capacity, he oversees the M&T Capital Advisors Group, which currently manages over $8.5 billion in assets. He is also closely involved in the management of the VISION Group of Funds. Mr. Dwyer, who began his career as a securities analyst, has more than 34 years of investment experience. Most recently, he served as CIO of Citizen's Financial Group in Rhode Island for six years, managing investments for high net worth clients throughout New England. Beginning in early 1980s, Mr. Dwyer held the positions of Senior Portfolio Manager, Director of Research, Chair of the Stock Selection Committee and Market Strategist at Bank of New England in Boston and, subsequently, at Fleet Bank. Prior to that, he served as Senior Portfolio Manager at Lincoln First for ten years, where he specialized in high net worth and employee benefits investment portfolios. Mr. Dwyer earned a BA degree from St. Michael's College in Vermont. He earned an MBA from Western New England College in Springfield, Massachusetts and is a Certified Financial Analyst (CFA). Additionally, Mr. Dwyer has attended post-graduate studies at Princeton University and Colgate-Darden University and is a former President of The Society of Security Analysts, Rochester, New York. A native of East Hartford, Connecticut, Mr. Dwyer has relocated to Orchard Park with his wife of 35 years, Loreen. They have three grown sons. Recently, Mr. Dwyer outlined his vision for M&T Capital Advisors Group. "Our objective is to be the best-in-class on investment performance, professionalism and client service." Profile
TWST: Would you begin with an overview of M&T Investment Group?

Mr. Dwyer: Since we last talked, the parent company, M&T Bank, acquired

Allfirst Bank here in Baltimore from the Allied