Financial Services >> Sector Roundtables >> May 21, 2001

Roundtable Forum: Western Regional Banks

JOSEPH K. MORFORD III is a Managing Director and Senior Analyst in the Research Department at RBC Capital Markets covering the Financial Services sector. Mr. Morford joined RBCCM in August 1999 from First Security Van Kasper where he was Associate Director of Research in addition to his role as a bank analyst. Prior to that time, Mr. Morford held similar analyst positions at both BT Alex. Brown and Keefe, Bruyette & Woods, and he has also been recognized as an All-Star Analyst by The Wall Street Journal and as a Wall Street Sharpshooter by the American Banker. Mr. Morford received an MA with honors in Philosophy from the University of St. Andrews in Scotland. Profile
JAMES R. BRADSHAW is a Vice President, Senior Research Analyst at D.A. Davidson & Co. He joined DADCO after seven years with Pacific Crest Securities, where he headed the financial services practice for the firm. Over that period, he provided research coverage on bank and thrift stocks located throughout the West. Prior to that, Mr. Bradshaw was a Commercial Bank Examiner with the State of California Banking Department. He holds both a BS and an MBA from the University of Oregon. Profile
TWST: Joe, what are the issues that shaped the environment for the

Western Regional Banks in the last 12 months? Which have had the biggest

impact on the stocks?

Mr. Morford: The economy has