Financial Services >> Sector Roundtables >> November 30, 1998
SUSAN SPIVAK is a Vice President at Donaldson, Lufkin & Jenrette. She
received her Bachelor's degree from the University of Michigan and is
Treasurer of the Association of Insurance and Financial Analysts. Ms.
Spivak includes skiing, reading, and travel among her personal
interests. Profile
MICHAEL A. SMITH is a Managing Director at Bear, Stearns & Company.
Previously, he was associated with Lehman Brothers and Salomon Brothers
and spent eleven years in the insurance industry. Mr. Smith received his
Bachelor's degree from Cornell University and his MBA from Fairleigh
Dickinson. He is a member of the Association of Insurance and Financial
Analysts. Mr. Smith has two children who are both university students.
He includes skiing, serving as his daughter's horse show 'mudder', and
motorsports among his personal interests. Profile
JOSEPH F. BARONE is a Managing Director of Research with The Firemark
Group in Morristown, New Jersey. Previously, he was associated with
Swiss Re Insurance, Bear, Stearns & Company, and Salomon Brothers Inc.
Mr. Barone earned his Bachelor's degree from Brandeis University and an
M.B.A. from the New York University Stern School of Business. A
Chartered Financial Analyst, he is a member of the NYSSA, as well as
Founder and Past Director of the Association of Insurance and Financial
Analysts. Mr. Barone is married, has three children, and includes
boating and long walks among his personal interests. Profile
JAMES R. ENGLISH is a Managing Director at J.P. Morgan Capital
Corporation, the private equity arm of J.P. Morgan. Previously, Mr.
English was the senior sell side non-life insurance industry analyst as
J.P. Morgan Securities and was also associated with General Motors and
Pepsico. He received his Bachelor's degree from Amherst College and his
MBA from the Wharton School. He was a member of the Morgan/Marsh &
McLean team which developed the Bermuda-based companies of ACE Limited
and Exel Limited. Mr. English is married. Profile
of non-life insurance at Firemark. And then would you review the
performance of the insurance stocks in general, and the
