Financial Services >> Analyst Interviews >> March 31, 2003

Outlook For Western Banks: Joseph Morford Iii – Rbc Capital Markets

JOSEPH K. MORFORD III is a Managing Director and Senior Analyst in the Research Department at RBC Capital Markets covering the Financial Services sector. Mr. Morford joined RBCCM in August 1999 from First Security Van Kasper where he was Associate Director of Research in addition to his role as a bank analyst. Prior to that time, Mr. Morford held similar analyst positions at both BT Alex. Brown and Keefe, Bruyette & Woods, and he has also been recognized as an All-Star Analyst by The Wall Street Journal and as a Wall Street Sharpshooter by the American Banker. Mr. Morford received an MA with honors in Philosophy from the University of St. Andrews in Scotland. Profile
TWST: Would you start out with a quick overview of your coverage?

Mr. Morford: Here at RBC we break up the coverage geographically

between the five senior analysts. I am based here in