Financial Services >> CEO Interviews >> August 16, 2004


JOSEPH R. SANDOVAL has been Executive Vice President and Chief Financial Officer of R-G Financial Corporation since 1997. He is responsible for the overall financial responsibility for R-G Financial Corporation and its wholly owned subsidiaries, R-G Premier Bank, R-G Crown Bank and R-G Mortgage Corp., including accounting, finance, and certain treasury functions. He is a member of the Executive Committee of R-G Financial Corporation and the Interest Rate Risk and Risk Management Committees of R-G Premier Bank and R-G Crown Bank. Mr. Sandoval is a Board member of R-G Acquisition Corporation, parent to R-G Crown Bank. Prior to joining R-G Financial, he was an Audit Senior Manager for Price Waterhouse from 1987 to 1996 in San Juan, Puerto Rico. He has an MBA with a concentration in Corporate Finance and Investments from the University of Michigan and a BBA with a concentration in Accounting from the University of Puerto Rico. Mr. Sandoval has been a Certified Public Accountant in Puerto Rico since May 1988. Profile
TWST: Would you describe the company and give us some of its history?

Mr. Sandoval: R-G Financial is a diversified financial services company.

Basically, we cover four areas: we do banking and