General Investing >> Money Manager Interviews >> July 5, 2004

JAMES ROGERS – FIRST AMERICAN TRUST F.S.B.

JAMES H. ROGERS is Chief Investment Officer, Fixed Income Group and lead analyst for Inflation and Interest Rates at First American Trust. Drawing upon knowledge and experience gained as a portfolio manager in the fixed income market and an extensive educational background in finance, his success comes from identifying recurring patters in the business cycle and exploiting opportunities within sectors and in movements of the yield curve. He has 18 years of investment management and financial analysis experience and authored various publications pertaining to investing strategies within the fixed income marketplace. Prior to joining First American Trust, he was Senior Portfolio Manager for the Wells Fargo Private Asset Management group, where he managed over $1.5 billion in tax-exempt and taxable fixed income portfolios for high net worth individuals, banks and corporate entities. He is a Chartered Financial Analyst and a member of the Los Angeles Society of Financial Analysts. Mr. Rogers received his BBA in Finance from Texas State University and his MBA from California State University at Long Beach and has been with The First American Family of Companies for five years. Profile
DAVID K. ("D.K.") WILLARDSON is Chief Investment Officer, Equity Group at First American Trust, and also lead analyst for Software and Commercial Services sectors, where his experience in financial analysis is critically important. Mr. Willardson's passion for investing and analysis extends beyond normal work hours. In his free time, he has taught investment courses at junior college and also has authored articles on various investment topics. Mr. Willardson has 20 years of experience in the financial services industry. Prior to joining First American, he was a Principal at Crawford & Doherty Capital Management Group in Houston, Texas, assisting in the management of approximately $90 million in a global growth investment discipline. Mr. Willardson received his BBA in Finance from the University of Texas at Austin. He is a Chartered Financial Analyst and a member of the Los Angeles Society of Financial Analysts. Mr. Willardson has been with The First American Family of Companies for more than four years. Profile
TWST: Can you give us an overview of First American Trust and what you

both do there?

Mr. Willardson: First American Trust is a wholly owned subsidiary of the

publicly traded First American