Financial Services >> CEO Interviews >> December 1, 1998

J. Harold Chandler – Provident Companies Inc (pvt)

J. HAROLD CHANDLER was named the Chairman, President and Chief Executive Officer of UnumProvident Corporation in November 1999. He joined Provident Companies, Inc., the predecessor of UnumProvident Corporation, as its ninth president and chief executive officer in November 1993. Until that time, his career had been in the banking industry and, immediately prior to his selection, he was president of the Mid-Atlantic Banking Group of NationsBank. Following his completion of graduate school, he was employed by The Citizens and Southern National Bank of South Carolina, and went on to become President of the bank in 1987. Subsequently he served as Senior Executive Vice President and Corporate Director of Marketing for The Citizens and Southern Corporation in Atlanta. After the merger of C&S and Sovran Corporation, he became president of the Mid-Atlantic Banking Group based in Washington, DC, and continued in this position after the merger that created NationsBank. Throughout his career, he has also been active in numerous civic and educational endeavors having a primary emphasis on economic development and job growth. In 1998, he was selected by Chief Executive magazine as one of the Top 100 CEOs in the United States. Profile
TWST: First give us a background summary on Provident.

Mr. Chandler: Provident Companies, Incorporated, is a specialty

insurance organization. We're an old organization in terms of