William J. Ryan

WILLIAM J. RYAN has served as Chairman, President and Chief Executive
Officer of Banknorth Group, Inc., headquartered in Portland, Maine, and
its predecessor company, Peoples Heritage Financial Group, since 1990.
Mr. Ryan has a quarter century of banking experience, joining Banknorth
in 1989. Prior to joining Banknorth, he served as President of the Bank
of New England North in Lowell, Massachusetts, and as Executive Vice
President of Community Banking for the Bank of New England in Boston.
Earlier in his career, he was President of BNE Baystate, a commercial
bank subsidiary of the Bank of New England, and a Vice President of the
Bank of New England. Mr. Ryan began his banking career with Essexbank in
Peabody, Massachusetts, where he held numerous senior management
positions of increasing responsibility. Mr. Ryan serves as a Trustee of
Colby College; Director, Anthem Blue Cross/Blue Shield; Director, Maine
Machine Products Company; Trustee of Libra Foundation; Member, Central
Maine Power Advisory Board; Member, Board of Advisors, University of New
England; Member, University of Maine Corporate Partners; and
participates in other civic and professional activities. Mr. Ryan is a
graduate of St. Francis College in New York and the Stonier Graduate
School of Banking at Rutgers University.