Todd Stender

TODD STENDER is an Equity Analyst in the Research Department at Crowell,
Weedon & Co. He has been covering the beverage, regional bank, and real
estate investment trust industries since joining Crowell, Weedon in
2001. Prior to that he worked in sales and marketing at both Coca-Cola
Enterprises and Automatic Data Processing (ADP). Mr. Stender holds a BA
from LaSalle University and an MBA from the Graziadio School of Business
and Management at Pepperdine University.