St. Denis J. Villere

ST. DENIS J. (SANDY) VILLERE, III has been an Investment Advisor for St.
Denis J. Villere & Company since 1999. Prior to joining the firm, he was
an Institutional Research Analyst and Equity Salesman with Gerard Klauer
Mattison, a Wall Street institutional equity research company. Mr.
Villere earned a Business degree from Southern Methodist University. He
is a member of AIMR.