Richard A. Freeman

RICHARD A. FREEMAN is Managing Director and Portfolio Manager for Multi-
Cap Growth Portfolios at Citigroup Asset Management. He has been
fascinated by the stock market since 1966, when at the age of 13 he
would sit in a local brokerage firm and watch the ticker. He has been
with Smith Barney Asset Management or its predecessor firms since 1983.
Today, Mr. Freeman manages multi-cap portfolios on a private portfolio
basis, as well as several mutual funds, including an aggressive growth
fund, for Citigroup Asset Management. Total assets managed by Mr.
Freeman exceeded $19 billion as of December 31, 2004. In 1983, he joined
Shearson American Express as co-Manager of an aggressive growth mutual
fund. He became a Portfolio Manager for Multi-Capitalization Growth
portfolios in 1991. Mr. Freeman’s previous positions include Vice
President for Trusts and Investments at Chemical Bank and Vice President
of Research at Drexel Burnham Lambert. He received his BS in Accounting
from Brooklyn College and his MBA in Finance from New York University.

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February 28, 2005