Ralph E. Weil

RALPH E. WEIL, CFA, provides leadership to the investment research
process and is also a portfolio manager, with 42 years of experience.
Prior to combining his firm with Clifford Associates in 1996, Mr. Weil
was President of Sabl Weil Investment Counsel for 16 years. His prior
experience includes a variety of investment and portfolio management
positions at major west coast banks. He is a member of the Los Angeles
Society of Financial Analysts and the Association for Investment
Management and Research. He received his BBA from Cleveland State
University in 1970 and his MBA from Case Western Reserve University in
1971.