R. Stewart Eads

R. STEWART EADS is President of Eads & Heald Investment Counsel.
Thorndike, Doran, Paine and Lewis/Wellington Management Company in
Atlanta, the Hartford Insurance Group, and the United States Central
Intelligence Agency previously employed him. Mr. Eads is a Chartered
Financial Analyst. He earned an MBA from The Wharton Graduate School at
the University of Pennsylvania, along with two degrees from the Georgia
Institute of Technology. He has furthered his investment training at
Stanford University and at the University of Chicago, in addition to
other ongoing continuing education.