Philip K. Fricke

PHILIP K. FRICKE is a Managing Director and Automotive Analyst at CIBC
World Markets. Previously, he was associated with Goldman Sachs and
L.F. Rothschild. Mr. Fricke received his Bachelor’s degree and his
Master’s degree in Psychology as well as his MBA from Fairleigh
Dickinson University. In addition, he served four years in the U.S.
Army where he achieved the rank of Captain.

NICHOLAS LOBACCARO is a Senior Vice President and Senior Auto Analyst at
Lehman Brothers. Previously, he was associated with Merrill Lynch, Bear
Stearns, S.G. Warburg, and Goldman Sachs & Co. A Chartered Financial
Analyst, Mr. Lobaccaro received his Bachelor’s degree in Economics from
The Wharton School.

MATTHEW T. STOVER is a First Vice President at PaineWebber Incorporated.
Previously, he was associated with Bear Stearns & Co. Mr. Stover
received his Bachelor’s degree in Economics from Fordham University. He
is a member of the Automobile Analyst Splinter Group of New York and the
Society of Automobile Engineers.

RONALD TADROSS is a Vice President, Senior Auto Parts Analyst at
Prudential Securities. Previously, he was associated with Salomon Smith
Barney. A Chartered Financial Analyst, Mr. Tadross received his
Bachelor’s degree in Finance from Fairfield University.