Michael Kim joined CRT Capital Group LLC in 2009 as a Senior Vice President after working for two years as a Credit Strategist at The Royal Bank of Scotland, having a particular focus on homebuilding, building materials and REITs. Prior to that, Mr. Kim worked in the high-yield research group at UBS Securities, where he covered homebuilding and building materials. He began his career at Bank of America as an Analyst/Associate in corporate finance and leveraged finance/loan syndications, and later in the high-yield capital markets group. Mr. Kim earned a B.A. in business economics from Brown University.