MICHAEL B. HARDY is a Senior Vice President and Senior Portfolio Manager
for at State Bank & Trust. He has over 18 years of business management
experience including financial risk analysis, and business development,
both domestically and internationally. Mr. Hardy earned a Bachelor of
Science degree in Agricultural Economics/Business Administration from
North Dakota State University and is currently enrolled in the CFA
Institute’s Chartered Financial Analyst program.
M.HARDY / G.SWEENEY - STATE BANK & TRUST
April 11, 2005
M.HARDY / G.SWEENEY - NORTHERN CAPITAL MANAGEMENT COMPANY
March 08, 2004
