Matthew J. Ripperger

MATTHEW J. RIPPERGER joined J.P. Morgan as the small/mid-cap healthcare
services analyst in May 2001. His current coverage includes the clinical
laboratories, dialysis providers, and post-acute providers (including
the nursing homes, home health companies, and outpatient surgery
centers). Prior to joining J.P. Morgan, he was in equity research at UBS
Warburg (1999-2001) and Salomon Smith Barney (1996-1999). Mr. Ripperger
graduated from Columbia College in 1994.