MARY F. ANDERSON, a portfolio manager for First Fiduciary Investment
Councel, Inc., has spent over 20 years in the investment business. She
has held positions of sellside security analyst and portfolio manager
for Roulston & Company where she spent 10 years of her career. Before
joining First Fiduciary in 1993, Mrs. Anderson was a portfolio manager
for a local money management firm. She is a Chartered Financial Analyst
and a member of the Cleveland Society of Security Analysts. She holds a
BBA from Cleveland State University.