Mark J. Foley is the President of, and a Portfolio Manager with, Pendo LLC, which he co-founded in February of 2007. Mr. Foley conducts research, and oversees the investment of strategies while managing associated risks, and supervises cash management activities while executing strategies to support the company’s expansion and achievement of financial goals. Mr. Foley has extensive experience as a consultant specializing in financial institutions, and as such has worked with many of the industry’s largest banks and wire houses as a Financial Management Consultant (1991-2007). Mr. Foley began his career on Wall Street with Shearson Lehman Hutton in 1988. Mr. Foley has a BS from University of New Hampshire and an MBA from Pace University.Tina Larsson is the Chief Investment Officer of Pendo LLC, which she co-founded in February of 2007. Ms. Larsson began in 1996 as a research analyst at Horizon Asset Management, Inc. (HAM), an independent portfolio manager/RIA and provider of proprietary research. She has been published in multiple subscription-based investment research products, including The Spin-Off Report and The Contrarian Research Report. During her tenure as Portfolio Manager and growth into the acting COO (2002-2007), the group grew from approximately $75MM in AUM to approximately $12 billion AUM. In November of 2005, she was named President of Horizon Global Advisers, LLC (an affiliate of HAM and an RIA with $250 million AUM), a position she retained through 2008. Ms. Larsson has a BBA and MBA, both from Pace University.