Mark Dwelle joined RBC Capital Markets in June 2008 after its acquisition of Ferris, Baker Watts. He joined Ferris, Baker Watts in January 2001 and has led the insurance equity research effort since early 2006. Before that, he was a Manager of Corporate Development for Pittston/Brink’s and an Audit Manager at PriceWaterhouse. Mr. Dwelle received his B.S. in accounting from the University of Richmond, an MBA from the London Business School and has held the CFA designation since 2000. The Wall Street Journal named Mr. Dwelle the industry’s top property/casualty insurance Analyst in its 2007 Best on the Street Survey.