Lloyd W. Baker

LLOYD W. BAKER is Executive Vice President and Chief Financial Officer
of Banner Corporation. He joined the company as Asset Liability Manager
in 1994 and was named to his current position in August 2000. A member
of the Executive Management Committee, Mr. Baker has been responsible
for Strategic Planning and Asset Liability Management for both the
holding company and the bank. Prior to joining Banner, he served in
several asset liability and portfolio management positions with Far West
Federal Bank in Portland, Oregon, and Fidelity Mutual Savings Bank in
Spokane, Washington. He also served as Chief Financial Officer of
Western Heritage Federal Savings & Loan in Pendleton, Oregon, and
Community Savings & Loan Association in Wenatchee, Washington. A
graduate of the University of Washington School of Business, he has more
than 30 years of banking experience in the Pacific Northwest.