Kay C. Norwood

KAY C. NORWOOD is an Analyst at Wachovia Securities, Inc. She received
her Bachelor’s degree in Business and Economics from Appalachian State
University. A Chartered Financial Analyst, Ms. Norwood is a member of
the AIMR and the NYSSA. She is married and has two children and three
grandchildren. Ms. Norwood includes needlework and reading among her
personal interests.