David Palmer

DAVID PALMER is a Director in the consumer group of UBS Investment
Research. He specializes in the packaged foods and restaurant sector,
and was voted Next Generation II. In his previous position, he assisted
in covering the beverage sector at UBS. Before that, he pursued
corporate bond research and sales at Lehman Brothers. He began his
career at General Re Financial Products as a Risk Manager. He holds an
MBA in finance from Columbia Business School and a BA in Government from
Cornell University.

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April 11, 2005