Craig Peckham

CRAIG PECKHAM is a Managing Director and Business Services analyst with
Jefferies & Company. Prior to joining Jefferies in May 2000, he was a
Vice President and Equity Analyst at Bear Stearns, specializing in the
financial services and technology sectors. Mr. Peckham regularly
publishes company-specific and industry research reports, including
Digital Dollars, a quarterly overview of developments in the computer
services and financial technology sectors, and Funds Flow, a weekly
industry update. Mr. Peckham has authored or co-authored several
industry reports and surveys, including: What a Difference a Month
Makes: Deciphering Debit (May 2003); Sign on the Dotted Line: Are PIN-
Debit Expectations Too High? (June 2002); Payroll and HR Services:
Waiting for the Upturn (November 2001); Plastic Payments: Charged for
Growth (June 2001); and Point, Click, Pay: The eCash Report (September
2000). Mr. Peckham is a visible analyst in the sector and his research
and opinions have appeared in various publications including American
Banker, Barron’s, Bloomberg, Dow Jones, The New York Times and The Wall
Street Journal. He has also appeared on CNBC and CNNfn. Mr. Peckham is a
CFA charterholder and member of the Association of Investment Management
and Research and the New York Society of Security Analysts. He earned a
BA in Economics and Russian from Vanderbilt University and is a graduate
of Phillips Exeter Academy.