Georgia S. Derrico

Georgia S. Derrico has served as Chairman of the Board and Chief
Executive Officer of Southern Financial Bancorp (Southern Financial
Bank) since 1986. Prior to this Ms. Derrico served as Senior Vice
President, Chief Administrative and Credit Officer of the Multinational
Division of Chemical Bank. She also served at Chemical as the Vice
President and District Head of the mid-Atlantic region of the United
States for the Corporate Banking Division. Ms. Derrico is a director of
Oneida, Ltd., a New York Stock Exchange company. Ms. Derrico received
her Master of International Affairs degree from Columbia University,
School of International Affairs; an International Studies Degree from
Johns Hopkins School of International Affairs, Bologna, Italy; and a BA
in Social Sciences from St. Mary’s College, Notre Dame, Indiana.