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The latest headlines and interview extracts:

Hartford is Analyst's favourite stock (7/24/03)
- MICHELLE A. GIORDANO-VALENTINE, J. P. Morgan Securities
- Life Insurance

Executive Board member says Hannover Re is the best-diversified company in reinsurance world (12/2/02)
- JÜRGEN GRÄBER, Hannover Re AG
- Insurance

Director of Corporate Development says Friends Provident is a leader in the application of technology (9/27/02)
- VITOR FERREIRA, Friends Provident PLC
- Life Insurance

Philadelphia Consolidated is pretty well position and has a clean balance sheet, reports Analyst (1/18/02)
- JAY A. COHEN, Merrill Lynch
- Non-Life Insurance

Analyst reports on Lincoln National (9/7/01)
- COLIN W. DEVINE, Salomon Smith Barney Inc.
- Life Insurance

In the near term ACE is positioned well for the shape of the pricing cycle turn, reports Analyst (9/7/01)
- CLIFFORD H. GALLANT, Keefe, Bruyette & Woods, Inc.
- Non-Life Insurance

Off The Record: Progressive has made a remarkable recovery, reports Industry Observer (9/7/01)
- THE WALL STREET TRANSCRIPT, THE WALL STREET TRANSCRIPT CORPORATION
- Insurance

Off The Record: Lincoln National's CEO has done a good job, praises Analyst (9/6/01)
- THE WALL STREET TRANSCRIPT, THE WALL STREET TRANSCRIPT CORPORATION
- Insurance

Analyst recommends Manulife (9/6/01)
- MICHELLE A. GIORDANO, J.P. Morgan Securities, Inc.
- Life Insurance

One of Analyst's top picks is Chubb Corporation (9/6/01)
- KENNETH S. ZUCKERBERG, Dresdner Kleinwort Wasserstein
- Non-Life Insurance

Analyst rates AFLAC as a Buy (9/5/01)
- MICHELLE A. GIORDANO, J.P. Morgan Securities, Inc.
- Life Insurance

Analyst rates XL Capital as a near-term buy and a long-term buy (9/5/01)
- JAY A. COHEN, Merrill Lynch
- Non-Life Insurance

Off The Record: Hartford Financial Services has done a very good job, reports an Insurance Professional (9/5/01)
- THE WALL STREET TRANSCRIPT, THE WALL STREET TRANSCRIPT CORPORATION
- Insurance

Analyst's top pick for 2001 is UNUMProvident (4/10/01)
- DAVID LEWIS, Robinson-Humphrey Company, LLC
- Life Insurance

Analyst currently has a Buy rating on Annuity & Life Re (4/4/01)
- ALFRED M. CAPRA, Putnam Lovell Securities, Inc.
- Life Insurance

Analyst recommends Chubb Corporation (11/9/00)
- JEFFREY V. THOMPSON, Advest, Inc.
- Non-Life Insurance

Analyst has a buy rating on AIG (11/8/00)
- JEFFREY V. THOMPSON, Advest, Inc.
- Non-Life Insurance

Merrill Lynch Analyst highlights Hartford Financial Services (11/8/00)
- JAY A. COHEN, Merrill Lynch
- Non-Life Insurance

Analyst emphasizes Selective Insurance Group (11/8/00)
- JEFFREY V. THOMPSON, Advest, Inc.
- Non-Life Insurance

Analyst singles out Progressive (11/7/00)
- JEFFREY V. THOMPSON, Advest, Inc.
- Non-Life Insurance

Merrill Lynch Analyst likes ACE Limited (11/7/00)
- JAY A. COHEN, Merrill Lynch
- Non-Life Insurance

Analyst likes Hartford Life. (3/2/00)
- DAVID LEWIS, The Robinson-Humphrey Company
- Life Insurance

Analyst likes Nationwide. (3/2/00)
- MICHELLE GIORDANO, J.P. Morgan Securities Inc.
- Life Insurance

Off The Record: 'Discipline, Drive and Dependability' for Hartford Life. (3/2/00)
- THE WALL STREET TRANSCRIPT, THE WALL STREET TRANSCRIPT CORPORATION
- Life Insurance

PaineWebber Analyst likes AFLAC. (3/2/00)
- ROBERT A. LEE, PaineWebber Equity Research.
- Life Insurance

Analyst likes ReliaStar. (3/2/00)
- JOHN A. HALL, Prudential Securities
- Life Insurance

Company Interview Excerpt: Alan Stinson - Fidelity National Financial Inc (FNF) (0/0/00)
- Alan Stinson, Fidelity National Financial Inc (FNF)
- Non-Life Insurance

Analyst Interview Excerpt: Insurance Debt Issues : Dana Mahta - Duff & Phelps Investment Research (0/0/00)
- Dana Mahta, Duff & Phelps Investment Research
- Insurance

Company Interview Excerpt: J. Harold Chandler - Provident Companies Inc (PVT) (0/0/00)
- J. Harold Chandler, Provident Companies Inc (PVT)
- Non-Life Insurance

Company Interview Excerpt: Richard Barasch - Universal American Financial Corporation (UHCO) (0/0/00)
- Richard Barasch, Universal American Financial Corporation (UHCO)
- Insurance

Analyst Interview Excerpt: Outlook For Insurance Brokers – Chuck Hamilton – Ftn Midwest Securities Corp. (0/0/00)
- ,
- Insurance Brokers

Company Interview Excerpt: Joe Roberts - Max Capital Group Ltd. (MXGL) (0/0/00)
- Joe Roberts, Max Capital Group Ltd. (MXGL)
- Non-Life Insurance

Company Interview Excerpt: Adrian Gore - Discovery Holdings Ltd (0/0/00)
- Adrian Gore, Discovery Holdings Ltd
- Insurance

Company Interview Excerpt: A.GREIG Woodring - Reinsurance Group OF America Inc (RGA) (0/0/00)
- A.GREIG Woodring, Reinsurance Group OF America Inc (RGA)
- Non-Life Insurance

Company Interview Excerpt: Cninsure, Inc. - Yinan Hu (0/0/00)
- Cninsure, Inc., Yinan Hu
- Insurance

Analyst Interview Excerpt: Outlook For Large Cap Property-casualty Companies: Michael Paisan - Legg Mason (0/0/00)
- Michael Paisan, Legg Mason
- Non-Life Insurance

Company Interview Excerpt: A. Greig Woodring - Reinsurance Group OF America Inc (RGA) (0/0/00)
- A. Greig Woodring, Reinsurance Group OF America Inc (RGA)
- Life Insurance

: Off The Record: Property & Casualty Insurance (0/0/00)
- ,
- Non-Life Insurance

Company Interview Excerpt: Gary Brecka - Life Asset Group (0/0/00)
- Gary Brecka, Life Asset Group
- Insurance Brokers

Analyst Interview Excerpt: Outlook For Life Insurance Companies: Alfred Capra - Oppenheimer & CO Inc (0/0/00)
- Alfred Capra, Oppenheimer & CO Inc
- Life Insurance

Analyst Interview Excerpt: Investing IN Life Insurance Stocks - Darin Arita - Deutsche Bank Securities (0/0/00)
- Investing IN Life Insurance Stocks, Darin Arita - Deutsche Bank Securities
- Life Insurance

Company Interview Excerpt: Frank Willey - Fidelity National Financial Inc (FNF) (0/0/00)
- Frank Willey, Fidelity National Financial Inc (FNF)
- Insurance

Company Interview Excerpt: John Rau - Chicago Title Corporation (CTZ) (0/0/00)
- John Rau, Chicago Title Corporation (CTZ)
- Non-Life Insurance

Company Interview Excerpt: JÜRGEN GrÄber - Hannover RÜCKVERSICHERUNG AG (XETRA: Hnrgn.de) (0/0/00)
- JÜRGEN GrÄber, Hannover RÜCKVERSICHERUNG AG (XETRA: Hnrgn.de)
- Insurance

Company Interview Excerpt: Victor Adamo - Proassurance Corporation (PRA) (0/0/00)
- Victor Adamo, Proassurance Corporation (PRA)
- Insurance

Company Interview Excerpt: William Small - First Defiance Financial Corporation (FDEF) (0/0/00)
- William Small, First Defiance Financial Corporation (FDEF)
- Non-Life Insurance

Company Interview Excerpt: David Noble - American Equity Investment Life Holding Company (AEL) (0/0/00)
- David Noble, American Equity Investment Life Holding Company (AEL)
- Insurance

Company Interview Excerpt: James Bryce - Ipc Holdings Ltd (IPCR) (0/0/00)
- James Bryce, Ipc Holdings Ltd (IPCR)
- Non-Life Insurance

Company Interview Excerpt: Samuel V. Miller - American Medical Security Group (AMZ) (0/0/00)
- Samuel V. Miller, American Medical Security Group (AMZ)
- Insurance

Company Interview Excerpt: Karen Spaun - Meadowbrook Insurance Group Inc (MIG) (0/0/00)
- Karen Spaun, Meadowbrook Insurance Group Inc (MIG)
- Non-Life Insurance

Analyst Interview Excerpt: Central & Eastern European Insurance Stock : Allan Hodgson - Hodgson Martin Ltd (0/0/00)
- Allan Hodgson, Hodgson Martin Ltd
- Insurance

Company Interview Excerpt: Mark D. Mosca - Risk Capital Holdings Inc (RCHI) (0/0/00)
- Mark D. Mosca, Risk Capital Holdings Inc (RCHI)
- Non-Life Insurance

Analyst Interview Excerpt: Insurance Stocks: David Lewis - Suntrust Robinson Humphrey (0/0/00)
- David Lewis, Suntrust Robinson Humphrey
- Insurance

Analyst Interview Excerpt: Investing IN Insurance Brokers - Mark A. Dwelle - Ferris, Baker Watts, Inc. (0/0/00)
- Investing IN Insurance Brokers, Mark A. Dwelle - Ferris, Baker Watts, Inc.
- Insurance Brokers

Company Interview Excerpt: Glen Tennison - Pethealth Inc (PTZ:TSX) (0/0/00)
- Glen Tennison, Pethealth Inc (PTZ:TSX)
- Non-Life Insurance

Analyst Interview Excerpt: Investing IN Insurance Stocks: Michael Morrissey - Firemark Investments (0/0/00)
- Michael Morrissey, Firemark Investments
- Insurance

Company Interview Excerpt: J.HAROLD Chandler - Unumprovident Corporation (UNM) (0/0/00)
- J.HAROLD Chandler, Unumprovident Corporation (UNM)
- Non-Life Insurance

Analyst Interview Excerpt: A Draw For Long-term Value Investors in the P&C Space - Mark Dwelle - Rbc Capital Markets Corp. (0/0/00)
- A Draw For Long-term Value Investors in the P&C Sp, Mark Dwelle - Rbc Capital Markets Corp.
- Insurance

Company Interview Excerpt: Mark Watson Iii - Argonaut Group Inc (0/0/00)
- Mark Watson Iii, Argonaut Group Inc
- Non-Life Insurance

Company Interview Excerpt: David Nield - Canada Life Financial Corporation (CL:TSE) (0/0/00)
- David Nield, Canada Life Financial Corporation (CL:TSE)
- Life Insurance

: Off The Record: Property & Casualty Insurance (0/0/00)
- ,
- Non-Life Insurance

: Roundtable Forum: Life Insurance (0/0/00)
- COLIN W. DEVINE, Salomon Smith Barney Inc.
- Life Insurance

Analyst Interview Excerpt: Insurance Brokers: Mark Dwelle - Ferris, Baker Watts Inc (0/0/00)
- Mark Dwelle, Ferris, Baker Watts Inc
- Insurance Brokers

Analyst Interview Excerpt: Outlook For Life Insurance: Jeffrey Schuman - Keefe, Bruyette & Woods (0/0/00)
- Jeffrey Schuman, Keefe, Bruyette & Woods
- Life Insurance

Company Interview Excerpt: Ronald D. Hunter - Standard Management Corporation (SMAN) (0/0/00)
- Ronald D. Hunter, Standard Management Corporation (SMAN)
- Life Insurance

Company Interview Excerpt: A.J. C. Smith - Marsh & Mclennan Companies (MMC) (0/0/00)
- A.J. C. Smith, Marsh & Mclennan Companies (MMC)
- Insurance

: Off The Record: Life Insurance (0/0/00)
- ,
- Life Insurance

Company Interview Excerpt: Keith Hynes - Max RE Capital Ltd (MXRE) (0/0/00)
- Keith Hynes, Max RE Capital Ltd (MXRE)
- Insurance

Company Interview Excerpt: Gerald Fels - The Commerce Group Inc (CGI) (0/0/00)
- Gerald Fels, The Commerce Group Inc (CGI)
- Non-Life Insurance

Company Interview Excerpt: Ronald Hunter - Standard Management Corporation (SMAN) (0/0/00)
- Ronald Hunter, Standard Management Corporation (SMAN)
- Insurance

Company Interview Excerpt: Steven Markel - Markel Corporation (MKL) (0/0/00)
- Steven Markel, Markel Corporation (MKL)
- Non-Life Insurance

Company Interview Excerpt: Richard Vie - Unitrin Inc (UTR) (0/0/00)
- Richard Vie, Unitrin Inc (UTR)
- Insurance

Company Interview Excerpt: G.WILLIAM Evans - Landamerica Financial Group Inc (LFG) (0/0/00)
- G.WILLIAM Evans, Landamerica Financial Group Inc (LFG)
- Non-Life Insurance

Analyst Interview Excerpt: Property-casualty Insurance Stocks : James R. English - JP Morgan Securities (0/0/00)
- James R. English, JP Morgan Securities
- Insurance

Company Interview Excerpt: Robert Moone - State Auto Financial Corporation (STFC) (0/0/00)
- Robert Moone, State Auto Financial Corporation (STFC)
- Non-Life Insurance

Company Interview Excerpt: Phillip Perillo - Insure.com, Inc. (NSUR) (0/0/00)
- Phillip Perillo, Insure.com, Inc. (NSUR)
- Insurance

Company Interview Excerpt: Jeffrey Murphy - Rtw Inc (RTWI) (0/0/00)
- Jeffrey Murphy, Rtw Inc (RTWI)
- Non-Life Insurance

Analyst Interview Excerpt: Risk Management:a Company Perspective: Diana Askwyth - Avaya Inc (0/0/00)
- Diana Askwyth, Avaya Inc
- Insurance

Company Interview Excerpt: Robert S. Cubbin – Meadowbrook Insurance Group, Inc. (MIG) (0/0/00)
- ,
- Non-Life Insurance

Analyst Interview Excerpt: Before Cycle Turns, A Focus On Quality Insurance Names - Amit Kumar - Macquarie Securities Group (0/0/00)
- Before Cycle Turns, A Focus On Quality Insurance N, Amit Kumar - Macquarie Securities Group
- Insurance

Company Interview Excerpt: Jonathan Michael - Rli Corporation (RLI) (0/0/00)
- Jonathan Michael, Rli Corporation (RLI)
- Non-Life Insurance

: Roundtable Forum: Property & Casualty Insurance (0/0/00)
- ,
- Non-Life Insurance

Company Interview Excerpt: Donald J. Shepard - Aegon N.V. (0/0/00)
- Donald J. Shepard, Aegon N.V.
- Life Insurance

Company Interview Excerpt: Martin Hughes - Hub International Ltd (HBG) (0/0/00)
- Martin Hughes, Hub International Ltd (HBG)
- Insurance Brokers

Analyst Interview Excerpt: Life & Health Insurance: Steven Schwartz - Raymond James & Associates (0/0/00)
- Steven Schwartz, Raymond James & Associates
- Life Insurance

Analyst Interview Excerpt: Life Insurance Stocks: Colin Devine - Salomon Smith Barney (0/0/00)
- Colin Devine, Salomon Smith Barney
- Life Insurance

: Off The Record: Life Insurance (0/0/00)
- ,
- Life Insurance

Company Interview Excerpt: Barbara Kowalczyk - Lincoln National Corporation (LNC) (0/0/00)
- Barbara Kowalczyk, Lincoln National Corporation (LNC)
- Insurance

Company Interview Excerpt: W. Shaun Jackson - Kingsway Financial Services Inc (KFS.TO) (0/0/00)
- W. Shaun Jackson, Kingsway Financial Services Inc (KFS.TO)
- Non-Life Insurance

Company Interview Excerpt: Ron Kessinger - Triad Guaranty Insurance Corporation (TGIC) (0/0/00)
- Ron Kessinger, Triad Guaranty Insurance Corporation (TGIC)
- Non-Life Insurance

Company Interview Excerpt: B.ELKINS / W.HARTER - Direct General Corporation (DRCT) (0/0/00)
- B.ELKINS / W.HARTER, Direct General Corporation (DRCT)
- Insurance

Company Interview Excerpt: William Star - Kingsway Financial Services Inc (KFS) (0/0/00)
- William Star, Kingsway Financial Services Inc (KFS)
- Non-Life Insurance

Company Interview Excerpt: Mory Katz - Response Insurance (0/0/00)
- Mory Katz, Response Insurance
- Insurance

Company Interview Excerpt: David Noble - American Equity Investment Life Holding Company (0/0/00)
- David Noble, American Equity Investment Life Holding Company
- Insurance

Analyst Interview Excerpt: Property & Casualty Insurance Companies: Cathy Seifert - Standard & Poor's Equity Group (0/0/00)
- Cathy Seifert, Standard & Poor's Equity Group
- Non-Life Insurance

Company Interview Excerpt: Bud Stumbaugh - Assuranceamerica Corporation (ASAM) (0/0/00)
- Bud Stumbaugh, Assuranceamerica Corporation (ASAM)
- Insurance

Company Interview Excerpt: James Scardino - Crm Holdings Inc (CRMH) (0/0/00)
- James Scardino, Crm Holdings Inc (CRMH)
- Non-Life Insurance

Analyst Interview Excerpt: Political Risk Insurance: Edward Coppola - Zurich Emerging Markets Solutions (0/0/00)
- Edward Coppola, Zurich Emerging Markets Solutions
- Insurance

Company Interview Excerpt: Steven A. Markel – Markel Corporation (MKL) (0/0/00)
- ,
- Non-Life Insurance

Analyst Interview Excerpt: Tailwinds To Boost Insurance Industry Top-line Growth - Bret Howlett - Standard & Poor's Financial Serv (0/0/00)
- Tailwinds To Boost Insurance Industry Top-line Gro, Bret Howlett - Standard & Poor's Financial Services Llc
- Insurance
For more information call (212) 952 7400. The Wall Street Transcript does
not endorse any of the comments made by interviewees, and does not make stock
recommendations.
Copyright 1999, Wall Street Transcript Corp.
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