The latest headlines and interview extracts:

Company Interview Excerpt: Mark Holmes - Gateway Financial Holdings Inc (GBTS) (GBTS) (8/16/04)
- Mark Holmes, Gateway Financial Holdings Inc (GBTS) (GBTS)
- Banking

CFO of Israel Discount Bank explains strategic shift towards retail sector (3/15/04)
- AMNON GOLDSCHMIDT, Israel Discount Bank Ltd.
- Banking

Group MD of S&U PLC highlights stability of earnings and steady share price improvement (1/23/04)
- ANTHONY COOMBS, S&U PLC
- Financial Services

CE of Financial Objects says very strong order backlog should help achieve plans for the year (4/15/03)
- DAVID CARRUTHERS, Financial Objects plc
- Specialty Finance

CEO explains why Bradford & Bingley is well positioned to take advantage of deregulation in UK financial services (4/11/03)
- CHRISTOPHER RODRIGUES, Bradford & Bingley
- Banking

Group MD says S & U Plc is looking at the possibility of expanding into property finance (3/28/03)
- ANTHONY COOMBS, S&U plc
- Specialty Finance

Executive Chairman discusses St. James’s Place Capital’s position to benefit from regulatory changes in UK financial services mark (3/27/03)
- SIR MARK WEINBERG, St. James’s Place Capital
- Financial Services

CE sees Lighthouse Group building a mortgage arm to the business (3/27/03)
- MALCOLM STREATFIELD, Lighthouse Group plc
- Financial Services

Executive Director of Charles Stanley describes how bear phase has been good time to grow as full UK service broker (3/17/03)
- MICHAEL CLARK, Charles Stanley Group PLC
- Financial Services

Executive says BB BIOTECH is excellent vehicle for investing in biotechs (2/7/03)
- ALEXANDRE MÜLLER, BB BIOTECH AG
- Financial Services

Joint MD of Sigma Technology Group says well on track to getting second regional venture fund closed (11/14/02)
- NEIL CRABB, Sigma Technology Group Plc
- Financial Services

Analyst identifies City National as favorite small cap stock (10/24/02)
- BROCK VANDERVLIET, Lehman Brothers
- Banking

Analyst cites Affiliated Managers as top pick (8/23/02)
- PATRICIA E. OUIMET, Putnam Lovell Securities, Inc.
- Asset Management

CEO of GIMV expresses optimism for Life Sciences sector (6/25/02)
- DIRK BOOGMANS, GIMV N.V.
- Asset Management

Analyst favored Lehman Brothers in the past and could probably favor it again (5/3/02)
- LAUREN A. SMITH, Keefe, Bruyette & Woods, Inc.
- Financial Services

Analyst considers J.P. Morgan as a controversial play (5/2/02)
- JAMES F. MITCHELL, Putnam Lovell Securities Inc.
- Financial Services

Goldman Sachs is still going to do quite well, reports Analyst (5/1/02)
- MARK CONSTANT, Lehman Brothers
- Financial Services

Charles Schwab has continued to do a very good job of managing customer perceptions, reports Analyst (4/30/02)
- MARK CONSTANT, Lehman Brothers
- Financial Services

AMVESCAP has a top-tier presence in the UK and the United States, states Analyst (2/13/02)
- BRUCE R. BREWINGTON, Putnam Lovell Securities
- Asset Management

One of Analyst's favorite names in Canada is Investors Group (2/12/02)
- BRUCE R. BREWINGTON, Putnam Lovell Securities
- Asset Management

Analyst highlights NetBank (1/25/02)
- CHRISTOPHER MARINAC, SunTrust Robinson Humphrey
- Banking

Analyst explains reasons why she favors SunTrust (1/25/02)
- JENNIFER A. THOMPSON, Putnam Lovell Securities, Inc.
- Banking

Off The Record: A Leading Industry Analyst highlights Bank of the Ozarks in Arkansas (1/25/02)
- THE WALL STREET TRANSCRIPT, THE WALL STREET TRANSCRIPT CORPORATION
- Banking

Analyst favors SunTrust (1/24/02)
- NANCY A. BUSH, Ryan, Beck & Co., LLC
- Banking

Analyst reports on Bank One (1/24/02)
- JENNIFER A. THOMPSON, Putnam Lovell Securities, Inc.
- Banking

Analyst highlights Northern Trust (1/23/02)
- JACQUELINE REEVES, Putnam Lovell Securities, Inc.
- Banking

Analyst cites State Street as a growth story (1/23/02)
- NANCY A. BUSH, Ryan, Beck & Co., LLC.
- Banking

Analyst favors Comerica (1/23/02)
- JENNIFER A. THOMPSON, Putnam Lovell Securities, Inc.
- Banking

Analyst favors Fulton Financial (1/22/02)
- GERARD S. CASSIDY, RBC Capital Markets
- Banking

PNC Financial is well positioned to earn a premium multiple to the group, reports Analyst (1/22/02)
- JENNIFER A. THOMPSON, Putnam Lovell Securities, Inc.
- Banking

Analyst believes Synovus bank’s culture is strong, on the credit quality front (1/22/02)
- JACQUELINE REEVES, Putnam Lovell Securities, Inc.
- Banking

Seacoast Banking Corporation of Florida is one of Analyst's favorite names (11/16/01)
- JEFFERSON L. HARRALSON, SunTrust Robinson Humphrey Capital Markets
- Banking

Analyst would keep an eye on Columbia Bancorp (11/16/01)
- GARY B. TOWNSEND, Friedman, Billings, Ramsey & Co.
- Banking

Union Planters has a 5% dividend yield and a strong balance sheet to boot, reports Analyst (11/16/01)
- JEFFERSON L. HARRALSON, SunTrust Robinson Humphrey Capital Markets
- Banking

Off The Record: National Commerce here in Memphis has done a good job, remarks a Leading Industry Pro (11/16/01)
- THE WALL STREET TRANSCRIPT, THE WALL STREET TRANSCRIPT CORPORATION
- Banking

Analyst reports on AmSouth (11/15/01)
- GARY B. TOWNSEND, Friedman, Billings, Ramsey & Co.
- Banking

Analyst has a Buy rating on Cullen/Frost (11/15/01)
- CHARLES N. ERNST, Putnam Lovell Securities, Inc.
- Banking

Off The Record: Top Banking Analyst believes First Tennessee will do well (11/15/01)
- THE WALL STREET TRANSCRIPT, THE WALL STREET TRANSCRIPT CORPORATION
- Banking

Analyst is turning positive on South Financial Group (11/14/01)
- JEFF DAVIS, Midwest Research, Inc.
- Banking

Analyst explains reasons why he finds First Tennessee particularly attractive (11/14/01)
- GARY B. TOWNSEND, Friedman, Billings, Ramsey & Co.
- Banking

Analyst expects BB&T to continue to be a consolidator (11/13/01)
- GARY B. TOWNSEND, Friedman, Billings, Ramsey & Co.
- Banking

Analyst favors National Commerce (11/13/01)
- CHARLES N. ERNST, Putnam Lovell Securities, Inc.
- Banking

AmeriCredit is misunderstood and undervalued, reports Analyst (11/8/01)
- TODD A. PITSINGER, Friedman, Billings, Ramsey & Company, Inc.
- Specialty Finance

Analyst highlights Freddie Mac (11/7/01)
- BRADLEY G. BALL, Prudential Financial Inc.
- Specialty Finance

Analyst highlights American Capital Strategies (11/6/01)
- JOEL J. HOUCK, A.G. Edwards & Sons
- Specialty Finance

Sandy Spring is a unique company that has extremely high credit quality, reports Analyst (9/26/01)
- CHRISTOPHER MARINAC, SunTrust Robinson-Humphrey Capital Markets
- Banking

Analyst believes Merrill Lynch's stock should perform well (7/13/01)
- JOAN SOLOTAR, Credit Suisse First Boston
- Asset Management

Analyst favors TD Waterhouse Group (7/13/01)
- JOSEPH HOVORKA, L. RUSSELL KEENE III
- Financial Services

Analyst comments on A.B. Watley (7/12/01)
- L. RUSSELL KEENE III, Keefe, Bruyette & Woods, Inc.
- Financial Services

Morgan Stanley Dean Witter's model has served well, reports Analyst (7/12/01)
- JOAN SOLOTAR, Credit Suisse First Boston
- Asset Management

Analyst comments on Ameritrade (7/11/01)
- L. RUSSELL KEENE III, Keefe, Bruyette & Woods, Inc.
- Financial Services

Analyst highlights Goldman Sachs' model (7/11/01)
- JOAN SOLOTAR, Credit Suisse First Boston
- Asset Management

Analyst recommends Waddell & Reed on the asset management side (7/10/01)
- JOAN SOLOTAR, Credit Suisse First Boston
- Asset Management

One of Analyst's favorite investments is still Affiliated Managers Group (7/10/01)
- MARK L. CONSTANT, Lehman Brothers
- Financial Services

Analyst believes Charles Schwab might be a reasonable bet for a longer-term investor (7/10/01)
- L. RUSSELL KEENE III, Keefe, Bruyette & Woods, Inc.
- Financial Services

Analyst highlights demographic trends as favoring Northern Trust Corporation (5/24/01)
- BRADLEY S. VANDER PLOEG, Robert W. Baird & Co.
- Banking

Analyst highlights City National as having posted a great first quarter (5/24/01)
- JOSEPH K. MORFORD III, Dain Rauscher Wessels
- Banking

Synovus has historically been a very consistent and really outstanding performer, reports Analyst (4/11/01)
- CHRISTOPHER MARINAC, Robinson-Humphrey Company, LLC
- Financial Services

Analyst has a Buy rating on Stilwell Financial and a 12-month target price of $52 (4/6/01)
- BRUCE R. BREWINGTON, Putnam Lovell Securities, Inc.
- Asset Management

Analyst likes Lehman Brothers in the brokerage space (4/6/01)
- JAMES F. MITCHELL, Putnam Lovell Securities, Inc.
- Investment Banking

Analyst likes Texas Regional (4/6/01)
- CHARLES N. ERNST, Putnam Lovell Securities, Inc.
- Banking

Analyst's top pick is Affiliated Managers Group (4/5/01)
- PATRICIA E. OUIMET, Putnam Lovell Securities, Inc.
- Asset Management

Analyst highlights Zions (4/4/01)
- JACQUELINE REEVES, Putnam Lovell Securities, Inc.
- Banking

Analyst continues to like what E-Loan is doing (4/4/01)
- RICHARD H. REPETTO, Putnam Lovell Securities, Inc.
- Financial Services

Analyst believes U.S. Bancorp is well positioned to be a long-term winner among the superregionals (4/4/01)
- JENNIFER A. THOMPSON, Putnam Lovell Securities, Inc.
- Banking

Analyst sees BISYS as one of the leaders in the provision of third party outsourcing services to a wide diversity of financial ser (4/4/01)
- BRADLEY J. MOORE, Putnam Lovell Securities, Inc.
- Financial Services

Analyst feels strongly about Mellon (3/1/01)
- KATRINA BLECHER, Sandler O’Neill & Partners
- Banking

Analyst calls Bank of New York a "unique animal" (3/1/01)
- KATRINA BLECHER, Sandler O’Neill & Partners
- Banking

Analyst comments on Granite State Bankshares (2/28/01)
- GERARD S. CASSIDY, Tucker Anthony Sutro Capital Markets
- Banking

Wells Fargo should benefit from wider net interest margins and increased flexibility on the lending front, reports Analyst (2/28/01)
- RONALD TEMPLE, Deutsche Asset Management
- Banking

Analyst likes where SunTrust is located (2/28/01)
- KATRINA BLECHER, Sandler O’Neill & Partners, LP
- Banking

Analyst likes SunTrust (2/27/01)
- KATRINA BLECHER, Sandler O’Neill & Partners, LP
- Banking

The Bank of Nova Scotia has proven itself to be quite adept in the market, reports Analyst (2/27/01)
- QUENTIN BROAD, CIBC World Markets
- Banking

Analyst says J.P. Morgan Chase has a lot of opportunity in terms of earnings power going forward (2/27/01)
- DANIEL S. EARTHMAN, Wachovia Asset Management
- Banking

Analyst comments on Bank of America's story (2/27/01)
- RONALD TEMPLE, Deutsche Asset Management
- Banking

One of Analyst's favorite banks is Mercantile Bankshares (2/27/01)
- GERARD S. CASSIDY, Tucker Anthony Sutro Capital Markets
- Banking

Analyst says NatWest is the third largest bank in Europe in Wall Street Transcript Interview (2/5/01)
- ROB THOMAS, UBS Warburg
- Banking

CEO of NextCard highlights the company's benchmarks (2/2/01)
- JOHN HASHMAN, NextCard, Inc.
- Financial Services

CEO reports on CoStar Group's flagship product: CoStar Property (1/12/01)
- ANDREW C. FLORENCE, CoStar Group, Inc.
- Financial Services

Analyst reports on investigation from the DA on Providian Financial (9/22/00)
- CAREN MAYER, Banc of America Securities LLC
- Specialty Finance

Analyst comments on the Providian investigation (9/15/00)
- STEVEN N. WHARTON, Loomis Sayles & Company
- Specialty Finance

Analyst considers Associates First an extremely attractive takeover candidate (9/15/00)
- MARK ALPERT, Deutsche Banc Alex. Brown
- Specialty Finance

MBNA is Analyst's large cap favorite pick (9/15/00)
- BRADLEY A. BERNING, U.S. Bancorp Piper Jaffray
- Specialty Finance

CompuCredit is one of First Union Securities Analyst's top pick (9/14/00)
- MEREDITH WHITNEY, First Union Securities
- Specialty Finance

Deutsche Banc Alex. Brown Analyst singles out American Express (9/14/00)
- MARK ALPERT, Deutsche Banc Alex. Brown
- Specialty Finance

Analyst explains FINOVA's uneconomic business (9/14/00)
- MEREDITH A. WHITNEY, First Union Securities
- Specialty Finance

Analyst reports on Fair, Isaac's management turnover (9/13/00)
- BRADLEY A. BERNING, U.S. Bancorp Piper Jaffray
- Specialty Finance

Analyst names MBNA the only public competitor among credit card companies (9/13/00)
- MARK ALPERT, Deutsche Banc Alex. Brown
- Specialty Finance

Analyst highlights American Express' successful partner strategy (9/12/00)
- BRADLEY A. BERNING, U.S. Bancorp Piper Jaffray
- Specialty Finance

HSBC Securities Analyst highlights Abbey National's valuation story in Wall Street Transcript Interview (9/12/00)
- JONATHAN PIERCE, HSBC Securities
- Banking

BNP Paribas Analyst has an Outperform rating on Royal Bank of Scotland's stock in Wall Street Transcript Interview (9/12/00)
- DARKO KAPOR, BNP Paribas
- Banking

Analyst has an outperform rating on the Royal Bank of Scotland in Wall Street Transcript Interview (8/28/00)
- DARKO KAPOR, BNP Paribas
- Banking

Analyst is particularly keen on Barclays in Wall Street Transcript Interview (8/28/00)
- EDWARD FIRTH, Credit Lyonnais Securities Europe
- Banking

Analyst finds Halifax undervalued in Wall Street Transcript Interview (8/28/00)
- DARKO KAPOR, BNP Paribas
- Banking

Analyst comments on A.G. Edwards (8/25/00)
- DEAN P. EBERLING, Keefe, Bruyette & Woods
- Asset Management

Company Interview Excerpt: Kenneth Klipper - Tucker Anthony Sutro (TA) (8/21/00)
- Kenneth Klipper, Tucker Anthony Sutro (TA)
- Financial Services

Analyst has a Strong Buy on Fair, Isaac (6/20/00)
- BRADLEY BERNING, U.S. Bancorp Piper Jaffray
- Financial Services

Analyst has a Strong Buy rating on UCBH Holdings (5/30/00)
- STEVEN J. DIDION, Hoefer & Arnett
- Banking

Analyst is a big fan of North Fork (5/30/00)
- GERARD S. CASSIDY, Tucker Anthony Cleary Gull
- Banking

Analyst recommends North Valley Bancorp (5/30/00)
- STEVEN J. DIDION, Hoefer & Arnett
- Banking



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Copyright 1999, Wall Street Transcript Corp.