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Company Interview Excerpt
MICHAEL JANOSCO JR. - WESTFIELD FINANCIAL INC (WFD)


Full article published: 12/08/2003


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TWST: Would you begin with a brief historical sketch of Westfield Financial and a picture of things as they are now?
Mr. Janosco: Westfield Financial, Inc., is a mutual holding company with approximately $815 million in assets. We are a mutual holding company that has sold 47% of its stock to the public and the other 53% is held by the mutual holding company.

TWST: Has the bank made any significant changes in the way it does things in the last few years?
Mr. Janosco: We went public in December 2001 but since then, it has been business as usual.

TWST: What is the general climate for banking in your sector of Massachusetts?
Mr. Janosco: Western Massachusetts is a very competitive market with a substantial number of fairly large community savings banks and community mutual banks. Of course, we have large supraregionals such as Fleet and Bank North and banks that are much larger but our competitors are mainly the $500 to $700 million community bank.

 

Tickers included in this excerpt: WFD

 

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